See your future account balance before payday surprises you
MoneyCast is a personal finance forecast app that shows where your balance is going—not just where money went yesterday. Enter today’s balances, schedule income and bills, and watch your cash flow projected day by day. No bank linking required; your data stays on your device.
MoneyCast is a personal finance forecast app that shows your future account balances — not just what you spent yesterday.
Enter the balances you know today, add the income and bills you expect, and MoneyCast projects your cash flow day by day. See whether you’ll stay in the green before payday, plan for a big purchase, or spot a shortfall weeks ahead.
How MoneyCast works
MoneyCast is a balance projection and cash flow forecasting tool. It answers one question: What will my account balance be on this date?
- You set each account’s current balance — MoneyCast never guesses it from a bank feed.
- You add income, expenses, and transfers — one-time or recurring (daily through yearly), with optional end dates.
- The forecast runs forward from today — every scheduled transaction updates a running balance in the ledger and on your dashboard chart.
- Time catches up automatically — due transactions can roll into your current balance as dates pass, with full history when you adjust balances by hand.
Plan with what-if scenarios
Version 1.1 adds what-if planning so you can test changes without touching your real schedule until you’re ready:
- Add hypothetical income or bills (side gig, new subscription, bonus, extra loan payment)
- Adjust existing recurring items (for example, a pay raise)
- Pause a recurring bill for a set number of months
Toggle scenarios on or off, see them in the forecast ledger, and apply one to your real transactions when you decide.
Use the paycheck calculator to estimate take-home after a gross raise and optionally add that raise to what-if planning.
Key features
Dashboard — Combined balance, searchable accounts, projection chart for your forecast range.
Forecast ledger — Date, description, amount, and running balance; filter by account or view all accounts together (30 days up to one year).
Accounts — Checking, savings, credit, and more; manual balance updates with notes and adjustment history; net worth at a glance.
Transactions — Income, expenses, and transfers between accounts; 33 built-in categories plus custom categories with icons.
Backup & settings — Export and import JSON backup; currency, dark/light theme, interactive tutorial.
Who is MoneyCast for?
MoneyCast is for anyone who wants a future balance calculator without linking bank accounts—paychecks, rent, subscriptions, loan payments, savings transfers, and irregular bills you already know.
- Avoid overdrafts before they happen
- Plan monthly cash flow around recurring bills
- Model “what if” before you commit to a new payment
- Keep multiple accounts and transfers in one forecast
MoneyCast vs. a typical budget app
Most budget apps track past spending. MoneyCast focuses on forward cash flow and projected balances—complementary to budgeting, not a replacement for receipt-level tracking.
Privacy & data
Your accounts and transactions are stored on your device. MoneyCast does not require bank login or cloud sync for core use. Export a backup whenever you want to move or restore your data.
The Android app may show ads via Google AdMob. For store-declared data practices, see the Data safety section on Google Play.
Support: app@redrobotit.com
Privacy policy: Link your hosted policy URL here (same as Play Console).
Download MoneyCast
Android — available now
Get MoneyCast on Google Play
iPhone & iPad — App Store release in progress. Check back soon or email app@redrobotit.com for updates.
FAQ
What is MoneyCast?
A mobile app that forecasts future account balances from scheduled income, expenses, transfers, and optional what-if scenarios.
Does MoneyCast connect to my bank?
No. You enter and maintain balances yourself.
Is there an iOS app?
Not yet on the App Store; Android is live on Google Play. iOS is coming soon.
How do I back up my data?
Settings → Export backup (JSON). Restore with Import backup.
Who makes MoneyCast?
Red Robot IT — same developer as other finance and utility apps on Google Play.